KeystoneBEST Stafford Benefits

Students save with Edamerica's Stafford loan. PHEAA will underwrite the required default fee for all KeystoneBEST Stafford borrowers. This means immediate savings and a bigger loan check upfront! 

• 0% default fee
• No payments while in school  
• 0.25% interest rate reduction for borrowers who elect to pay by auto-debit
• 15 day borrower-friendly grace period on payments
• Life-of-loan servicing with AES/PHEAA
• Online repayment available for your convenience
• Apply now!

PLUS Loans - 8.5% Fixed Interest Rate and 0% Default Fees!

• 0% default fee
• 0.25% interest rate reduction for borrowers who elect to pay by auto-debit
• 15 day borrower-friendly grace period on payments
• Life-of-loan servicing with AES/PHEAA
• Online repayment available for your convenience
• Apply now!

GradPLUS Loans - 8.5% Fixed Interest Rate and 0% Default Fees!

• 0% default fee
• No payments while in school
• 0.25% interest rate reduction for borrowers who elect to pay by auto-debit
• 15 day borrower-friendly grace period on payments
• Life-of-loan servicing with AES/PHEAA
• Online repayment available for your convenience
• Combined billing with Stafford
• Apply now!

Auto debit benefits are effective for loans first disbursed on or after June 1, 2008. 
Conditions apply.