Now, more than ever before, a college education is an essential part of your future success. The burden of paying for school should not be an obstacle in the path to realizing your dreams. Edamerica is dedicated to making the process of applying for a federal or private student loan simple.
Are you ready to apply or complete a master promissory note (MPN)?
If the explanations below are not enough to help you decide which type of loan is right for you, click the view more information link to see details about each program. Be sure to read about the financial aid process if you have not already done so.
If you are a Spanish speaker, you can use NCHELP's English-Spanish Glossary of Student Financial Aid and Postsecondary Education (PDF) to search over 2,500 terms related to financial aid and higher education.
Federal Stafford Loan
This is typically considered the best loan option for undergraduate students who are paying on their own.
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Federal Parent PLUS Loan
This loan is designed to help your parent or guardian pay for your college education (they must apply).
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Private Student Loan Options
Edamerica private loans offer competitive rates and flexible repayment terms with no prepayment penalty.
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Federal Consolidation Loan
Consolidating can lower your monthly payments and make managing your debt much easier.
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Why choose Edamerica as your lender?
Edamerica offers BIG savings and real benefits. Click here to see the special savings available in your state.
In addition to these big savings, Edamerica offers quality service:
- Borrowers enjoy life-of-loan servicing from origination through repayment via Edfinancial, Edamerica's sister corporation and servicing specialist. Borrowers can check their accounts online and make online payments.
- A 24-hour voice response system provides updates on the status of your loan. Just call 800.337.1009.
- Edlive is a web-enabled call center staffed by friendly, helpful representatives, available via instant text chat or the microphone on your computer.
These are just a few of the reasons Edamerica is a one-stop-shop for affordable, accessible, low-cost student loans. For more information, contact Edamerica by email or call 800.337.1009.
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