Loans Options for Parents

Now, more than ever before, a college education is an essential part of your child's future success. The burden of paying for school should not be an obstacle in the path to helping your child realize their dreams. Edamerica is dedicated to making the process of applying for a federal or private student loan simple.

If the explanations below are not enough to help you decide which type of loan is right for you as a parent, click the view more information link to see details about each program.

If you are a Spanish speaker, you can use NCHELP's English-Spanish Glossary of Student Financial Aid and Postsecondary Education (PDF) to search over 2,500 terms related to financial aid and higher education. 

Federal Parent PLUS Loan

This credit-based loan is designed to help you pay for your child's undergraduate degree.

apply online for a federal parent PLUS student loan

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Private Student Loan Options

Edamerica private loans offer competitive rates and flexible repayment terms with no prepayment penalty.

get more information and to apply online for an Edamerica private loan

view more information

Federal Consolidation Loan

Consolidating can lower your monthly payments and make managing your debt much easier.

get more info and to apply online for a federal consolidation student loan

view more information

Why choose Edamerica as your lender?

Edamerica offers BIG savings and real benefits. Click here to see the special savings available in your state.

In addition to these big savings, Edamerica offers quality service:

  • Borrowers enjoy exceptional customer service via Edfinancial Services, Edamerica's sister corporation and servicing specialist.
  • Borrowers can check their accounts and make payments online.
  • A 24-hour voice response system provides updates on the status of your loan. Just call 1.800.337.1009.
  • Edlive is a web-enabled call center staffed by friendly, helpful representatives, available via instant text chat or the microphone on your computer.


These are just a few of the reasons Edamerica is a one-stop-shop for affordable, accessible, low-cost student loans. For more information, contact Edamerica by email or call 1.800.337.1009.

 

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P.O. Box 36014, Knoxville, TN 37930-6014