Edamerica's consolidation program is not available at this time.  There are, however, other ways to make paying back your student loans easier.

• If you are looking for monthly payment relief, you may qualify for an extended, income-sensitive or graduated repayment schedule.  These schedules can drastically reduce your monthly payment either temporarily or for the life of the loan.
• If you are looking for a fixed-rate loan, you may want to wait for the new variable rates to be published for the upcoming academic year.  These rates will become effective July 1, 2008.  Although there is no guarantee, all early indicators point to a drop in rates.  If the rates were to go up, you would still have time to consolidate to take advantage of the existing lower rates.
• If you are looking for a single monthly payment and all your loans are serviced by Edfinancial Services, you will automatically receive combined billing for your loans.

Edamerica's customer care specialists are available by email, text chat, or toll-free at 1.800.337.1009 to discuss these options or answer any questions you may have.