KeystoneBEST Stafford Benefits

• 1.0% default fee with AES/PHEAA
• No payments while you are in school at least half time
• Six month grace period - no payments required immediately following graduation or a drop to less than half-time status
• Flexible repayment options
• 0.25% interest rate reduction for borrowers who elect to pay by auto-debit
• 15-day borrower-friendly grace period on payments
• Online repayment available for your convenience
• Apply now!

PLUS Loans - 8.5% Fixed Interest Rate

• 1.0% default fee with AES/PHEAA
• Full payment deferral, upon request, while you or your student is enrolled at least half time in school and for the six-month period following that enrollment
• No income or collateral requirements
• Flexible repayment options
• 0.25% interest rate reduction for borrowers who elect to pay by auto-debit
• Interest may be tax deductible
• 15-day borrower-friendly grace period on payments
• Online repayment available for your convenience
• Apply now!

GradPLUS Loans - 8.5% Fixed Interest Rate

• 1.0% default fee with AES/PHEAA
• Full payment deferral, upon request, while you are enrolled in school at least half time and for the six-month period following that enrollment
• Flexible repayment options
• 0.25% interest rate reduction for borrowers who elect to pay by auto-debit
• 15-day borrower-friendly grace period on payments
• Online repayment available for your convenience
• Combined billing with Stafford
• Apply now!

Auto debit benefits are effective for loans first disbursed on or after June 1, 2008. 
Conditions apply.