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Offered as part of the Federal Family Education Loan Program (FFELP), Edamerica Stafford loans have extremely competitive interest rates and unparalleled benefits. If scholarships, grants, or other free aid do not cover the entire cost of your education, a federal Stafford loan may be the best option for you.
Are you ready to complete your Stafford application or Master Promissory Note (MPN)?
If you've already received an award letter from your school and you're ready to esign or complete your Stafford loan application (MPN), click the button below to get started.
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Why choose Edamerica as your federal Stafford lender?
Edamerica offers Stafford loans with a low, fixed interest rate, which means bigger student loan savings over the life of the loan. Click here to see state-specific benefit information.
New benefits are effective for loans first disbursed on or after May 15, 2008. Conditions apply.
- 0.25% interest rate reduction for auto-debit
- Flexible repayment options
- Fast, online application process
- No payments are required while you are in school at least half time
- Six-month grace period - no payments are required immediately following graduation or a drop to less-than-half-time status
- No penalty for prepayment
- Combined billing available
- IM chat with dedicated customer service representatives
- Online repayment available for your convenience
- We're a one-stop-shop - origination through repayment